2. The Sovereignty Loan Plan

"If the nation can issue a dollar bond it can issue a dollar bill...It is absurd to say our country can issue bonds but cannot issue currency. Both are promises to pay, but one fattens the userers and the other helps the people. If the currency issued by the people were no good, then the bonds would be no good, either." --Thomas Edison


There is a Solution!
It is astonishing how a basic cure such as The Sovereignty Loan Plan could for so long
elude consideration by those who search for solutions. It is based on a very simple premis:

a simple, legal transfer of fiscal power from private banks and their associates
to
the federal banking system on behalf of citizens! This transfer of power
would enable changes to be made. And it has been successfully done before!

History
In 1939, in order to assist Canadians in their recovery from the Depression; and to finance Canada's participation in the War, The Bank of Canada legally made massive loans to the federal government which did not exceed 1/2 of 1% in interst fees. These loans continued on into the 1950s, and were of great benefit to the people of Canada. Indeed, why loan such moneys from private banks, often at double-digit interest, which benefit only bankers and their associates, as is being done today?

Today
The Bank of Canada could do the exactly same thing it did in 1939: make loans to either/both provincial or federal governments. For example, Jack Biddell, author of A Self-Reliant Future for Canada, offers a plan for loans to provincial governments:

How it would Work...
Implement The Bank of Canada Act, Article 18 to create three Bank of Canada funds bearing 2% per annum interest.

Facility A: a $200 billion debt refinancing fund which would allow provincial (and municipal) governments to replace high interest debt with low as the existing debt matured.

Facility B: a $75 billion revolving term loan to provincial governments to fund a 20 year capital expenditures and/or industrial investment program.


Facility C: a 10 year term Deficit financing loan available to fund provincial deficits incurred in, say, the last three fiscal years up to a date to be determined.

In other words, the Bank of Canada could send cheques (drawn on itself) to the provincial Treasurers who would deposit them in private banks. At the moment, the private banks could use ALL of this moneys to create new loans, which could cause inflation.

That being the case, the federal statute which eleminated private bank reserve ratios must be repealed (explained in next link). The ability of the federal government to require such reserve deposits at whatever level it sees fit is the most important inflation control measure the government has! To revoke that control measure, as was quietly done in Canada in 1991, then to turn around and yell 'inflation!' at the suggestion of Government Created Money replacing Bank Created Money- the latter being the cause of the inflation- is absurd.

Effects
The implementation of the Sovereignty Loan Plan would automatically lead to the phasing out of Canada's borrowing from all domestic and foreign moneylenders- at the provincial, municipal, and federal level...
Try our EQ Test to determine for yourself the enormous difference it would make if Canadians were relieved of its heavy burden of (mostly foreign-owned) debt; if this single proposal were implemented!
However, the Sovereignty Loan proposal would only be the first of several proposals needed to 'get our house in order'...

Regulating Chartered Banks